Bay City Housing Market Review – Year end 2025

A review of reported sale prices, days on market, and seller concessions

This year-end review summarizes reported residential MLS sales in the Bay City market area during 2025. The analysis is based solely on closed sales data and is intended to provide general market context for the past year. Charts referenced in this report reflect individual reported transactions and illustrate overall market behavior rather than the performance of any specific property.

Reported Sale Prices – 2025

Reported sale prices in Bay City during 2025 reflected a broad range of values throughout the year. Most transactions clustered within a relatively consistent pricing band, while individual sales exhibited noticeable dispersion above and below that range.

A modest upward drift in higher-priced transactions is visible during the middle portion of the year, followed by increased variability toward year-end. This pattern is typical of smaller markets, where individual sales can have a pronounced short-term influence without indicating a structural change in overall value levels.

Over the course of 2025, analysis of all reported MLS sales in the Bay City market area indicates an overall upward price trend approximating $23 per day.

Days on Market – 2025

Days on Market varied significantly throughout 2025. Many properties sold within relatively short exposure periods, while others experienced extended marketing times.

Periods of tighter clustering at lower Days on Market suggest intermittent improvements in liquidity. Higher outliers generally reflect property-specific factors, pricing strategies, or seasonal influences rather than uniform shifts in market conditions.

Over the course of 2025 Days On Market increased.

Seller Concessions Paid – 2025

Seller concession activity increased in both frequency and magnitude as the year progressed. Early-year transactions commonly reflected little to no concession activity, while later months show more frequent use of seller-paid concessions.

This trend is consistent with negotiation dynamics observed in many markets, particularly smaller communities, where financing terms and buyer incentives can materially influence transaction outcomes.

The overall trend indicates that sellers contributed more concessions as the year progressed.

Final Observations

Taken together, the 2025 Bay City data reflects:
- Broad price dispersion rather than a single dominant price trend
- Variable marketing times influenced by property-specific factors
- Increased reliance on seller concessions as the year progressed
- Short-term volatility typical of smaller housing markets

This information is provided for general market context only. Individual property values and market behavior may vary based on location, condition, financing terms, and timing. For questions related to a specific property or valuation assignment, a professional appraisal or market analysis is recommended.